It appears that there might be a misunderstanding in your question. “Level Death Benefit” and “Final Expense Insurance” are two distinct concepts in the insurance industry.
Level Death Benefit:
This term typically refers to a type of life insurance where the death benefit remains constant (level) throughout the policy term. In other words, the amount paid out to beneficiaries upon the death of the insured person does not change over time. This contrasts with policies where the death benefit may vary, such as in the case of decreasing term life insurance.
Final Expense Insurance:
– Final expense insurance, on the other hand, is a type of life insurance specifically designed to cover the costs associated with a person’s funeral and other end-of-life expenses. These policies are often smaller in face value compared to traditional life insurance policies and are intended to help beneficiaries cover funeral expenses, medical bills, and other debts that may be left behind.
If you are referring to a specific type of insurance product that combines both a level death benefit and coverage for final expenses, you might be looking for a specific insurance product offered by an insurance company. It’s advisable to consult directly with an insurance agent or company to get accurate and up-to-date information on any specific insurance product. Keep in mind that insurance products and terms can vary between companies and jurisdictions.